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What Is the Turkish Citizenship by Investment Program? A Complete 2026 Guide

  • Writer: Özgür Kurucuk
    Özgür Kurucuk
  • Oct 1
  • 4 min read
Smiling Female Turkish Citizenship by Investment Lawyer in Istanbul in a suit holds a tablet with a digital map. Text: "What Is the Turkish Citizenship by Investment Program?" Cityscape views behind her.

The Turkish Citizenship by Investment Program (often called the Turkey CBI Program or Turkish Golden Visa) is one of the world’s most attractive fast-track investor immigration options. It allows foreign investors, entrepreneurs, and their families to obtain Turkish nationality by making a qualifying investment—such as real estate, capital investment, bank deposit, or job creation—without the lengthy residency requirements seen in other countries.


For those asking “What is the Turkish Citizenship by Investment Program?” the answer is simple: it’s a legal pathway under the Turkish Citizenship Law (Article 31) that grants full Turkish nationality, a powerful passport, and access to Türkiye’s strategic economic and social opportunities.


In this guide, we’ll cover:

  • Investment routes (real estate, capital, deposits, job creation).

  • Requirements, costs, and documents.

  • Benefits of Turkish citizenship (visa-free travel, E-2 Visa with the USA, family inclusion).

  • Step-by-step process and timeline.

  • Comparisons with other CBI programs (Caribbean, Portugal).


What Is the Turkish Citizenship by Investment Program?


Official Definition under Turkish Citizenship Law

The program is regulated under the Law on Turkish Citizenship (No. 5901), specifically Article 31, which provides the legal basis for granting nationality through economic contribution. Unlike residency-based naturalization, this route allows qualified investors to obtain citizenship within 3–9 months.


When & Why the Program Was Introduced

First launched in 2017, the program was designed to:

  • Attract foreign investment into Türkiye.

  • Strengthen the economy and support the real estate market.

  • Offer a competitive alternative to Caribbean and European Golden Visa programs.


Who Is Eligible?

  • Foreign investors making qualifying investments.

  • High-net-worth individuals and entrepreneurs seeking diversification.

  • Families (spouse + children under 18).

  • Nationals from countries including Pakistan, Egypt, Iraq, Iran, Lebanon, Russia, Afghanistan, China, and more.


Investment Routes for Turkish Citizenship

There are four primary routes under the program:


Real Estate Investment

  • Minimum purchase of $400,000 USD (single or multiple properties).

  • Must obtain a Real Estate Valuation Report from licensed firms.

  • A 3-year “no-sale” annotation is placed on the title deed (Tapu).

  • Property transfer tax of 4%, usually borne by the buyer.

Popular Search: “How can I get Turkish citizenship by buying property?”


Fixed Capital Investment / Job Creation

  • Minimum $500,000 USD fixed capital investment or

  • Creation of 50 jobs for Turkish citizens.


Bank Deposit & Government Bonds

  • Deposit $500,000 USD (converted to Turkish Lira via CBRT).

  • Must remain in a Turkish bank for 3 years.

  • Alternatively, invest in government bonds or fund shares.


Investment Route Comparison Table

Investment Type

Minimum Amount

Holding Period

Notes

Real Estate Purchase

$400,000

3 years

Must obtain valuation report & Tapu annotation

Bank Deposit

$500,000

3 years

Converted to TRY, interest rates 30–40%

Government Bonds

$500,000

3 years

Must be approved instruments

Job Creation

50 jobs

N/A

Must employ Turkish citizens

Benefits of Turkish Citizenship by Investment


Turkish Passport Power

  • Visa-free / visa-on-arrival to 113–137 countries (Japan, Singapore, South Korea, Brazil).

  • 5-year Schengen visa eligibility.


E-2 Visa Treaty with USA

  • Turkish citizens qualify for the E-2 Investor Visa to live and operate businesses in the US.

  • Major advantage over Caribbean programs (not all have E-2 access).


Family Inclusion & Inheritance Rights

  • Spouse and children under 18 included.

  • Turkish law recognizes inheritance rights for family members.


Living & Doing Business in Turkey

  • Access to a growing economy at the crossroads of Europe & Asia.

  • Double taxation treaties with 80+ countries.

  • Affordable healthcare, education, and property ownership.


Process, Timeline & Requirements


Eligibility Criteria

  • Make the required investment (real estate, deposit, capital, jobs).

  • Clean criminal record.

  • Proof of funds (due diligence checks).


Documents Required

  • Valid passport.

  • Real Estate Valuation Report (for property option).

  • Birth & marriage certificates.

  • Criminal record clearance.

  • Biometric photos.

  • Power of Attorney (if lawyer represents you).


Processing Time

  • Fast-track route: 3–6 months (CBI).

  • Real estate or bank deposit: 6–9 months.

  • Naturalization: 5+ years.


Fees & Costs

  • Property transfer tax: 4%.

  • Legal fees (varies).

  • Government application fees.


Step-by-Step Process

  1. Engagement letter with lawyer.

  2. Issue Power of Attorney.

  3. Obtain Tax ID Number.

  4. Open Turkish bank account.

  5. Make the investment (property or deposit).

  6. Obtain Certificate of Conformity.

  7. Apply for short-term residence permit.

  8. Submit citizenship application.

  9. Give fingerprints.

  10. Receive passport & ID (within 6–9 months).


Turkish Citizenship vs Other CBI Programs


Turkey vs Grenada

  • Turkey offers E-2 Visa to USA, Grenada also qualifies.

  • Turkey requires $400K real estate vs Grenada’s $220K donation option.


Turkey vs Portugal Golden Visa

  • Portugal requires 5+ years residency before citizenship.

  • Turkey grants citizenship in months, not years.


Turkey vs Caribbean Citizenship

  • Caribbean is cheaper ($100K+), but weaker passports.

  • Turkey offers bigger market, business advantages, and E-2 Visa access.


Is Turkish Citizenship Worth It in 2026?

Yes—especially for entrepreneurs, high-net-worth individuals, and families seeking:

  • Strong global mobility.

  • Investment diversification.

  • A strategic base in Europe-Asia.


Expert Insights & Common Questions (FAQs)


What is the minimum investment for Turkish citizenship in 2026?

$400,000 real estate or $500,000 deposit/capital investment.


Can I include my children?

Yes, children under 18 are included.


Do I need to speak Turkish?

No, language proficiency is not required for investment route.


How long does it take?

Typically 3–9 months, depending on the route.


Is Turkish citizenship permanent?

Yes, it is granted for life and passed to descendants.


Secure Your Turkish Citizenship Today

Partner with Kurucuk & Associates, Istanbul’s leading English-speaking law firm, to guide you through every step of your Turkish Citizenship by Investment application. Contact us now for expert consultation.

Woman in a navy blazer smiles confidently with cityscape and water background. Text reads "Turkish Citizenship by Investment, Kurucuk & Associates."
Gain a powerful passport, global mobility, and family security. Let our expert English-speaking lawyers in Istanbul handle every step.

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