Due Diligence Process Turkey CBI: Full Guide for Investors (2026)
- Özgür Kurucuk
- 3 days ago
- 4 min read
Making an investment in a new country is both exciting and life-changing. Turkey’s Citizenship by Investment (CBI) program offers a unique opportunity to secure a Turkish passport by investment, enjoy a strong global mobility advantage, and invest in a rapidly growing economy.
However, a key step that many investors underestimate is the due diligence and background check procedure. This process ensures that only eligible and genuine investors receive Turkish citizenship through investment. With the right support, it’s smooth, fast, and stress-free.
Let’s walk through this journey together, step by step, with clarity and confidence.
Turkish citizenship by investment eligibility checklist 2026
To help you start smart, here’s a friendly breakdown of who qualifies and what the program expects from applicants in 2026.
Minimum investment for Turkish citizenship
To apply, you must make one of the government-approved investments, such as:
Buying real estate worth at least $400,000
Placing a qualifying bank deposit in Turkey
Choosing capital investment or government bonds
The government also verifies that your source of funds is legal, so it’s important that your financial records are clear.
Who is eligible for Turkish citizenship by investment?
You qualify if you:
Are at least 18 years old
Can provide a clean criminal record
Pass the Turkey citizenship background check
Prove the legal source of funds for investment
Are not listed on global sanction or terrorism lists
This ensures the safety and integrity of the program.
Can families get Turkish citizenship by investment?
Absolutely! One investment can cover your:
Spouse
Children under 18
Adult dependents with disabilities
This makes Turkey’s CBI one of the most family-friendly options in the world.
Do I need to stay in Turkey?
Good news: You don’t need to live in Turkey to qualify. You only need to visit for certain procedures like biometrics or bank account opening, which your lawyer can often handle through power of attorney.
Documents required for Turkish citizenship investment application
Documentation can feel overwhelming, but with guidance, it becomes surprisingly easy. Here’s what you’ll need to prepare.
Turkey citizenship investment required papers
Valid passport copies
Family registration/birth certificates
Apostilled and notarized documents
Legally translated paperwork into Turkish
Your lawyer will guide you step-by-step through these requirements.
Source of funds verification documents
Transparency is essential.
You may need:
Recent bank statements
Proof of employment or business ownership
Tax reports or audited financial records
Income proof such as shareholder ledgers or business licenses
These documents show that your investment is clean and traceable.
Turkish citizenship real estate investment documentation
If you’re investing in property, additional requirements include:
Property valuation report approved for citizenship
Official land title deed (TAPU)
Bank receipts showing payment
Confirmation from your Turkey investment bank account
A real estate lawyer ensures no mistakes are made during this step.
Family documents
Marriage certificate for spouse
Birth certificates for children
Custody papers if applicable
Don’t worry—your law firm will help legalize and translate every document.
How to get a Turkish tax number for citizenship investment
A Turkish tax number (Vergi Numarası) is essential before you purchase property or open a bank account. Thankfully, the process is simple.
Turkish tax number application process
You can get it:
At any tax office in Turkey
Online through the Turkish Revenue Administration
You’ll only need:
Your passport
Basic contact information
Foreigner tax ID Turkey for investors
This number is useful for:
Buying property
Paying transfer taxes
Opening a Turkish bank account
Processing CBI government fees
It’s a small but important step toward your citizenship.
Turkey citizenship investment due diligence process explained
Now let’s talk about the heart of the CBI program: due diligence. This step protects both the country and you as a genuine investor.
Financial due diligence Turkey CBI
Authorities review:
Where your investment funds come from
Your financial background
Your business profile, if applicable
This helps prevent money laundering and ensures the investment is legitimate.
Turkey citizenship security check
Turkey conducts a thorough review using:
Interpol databases
International security lists
Local and global criminal records
This screening reassures Turkey that its new citizens meet ethical and legal standards.
What happens if background check fails Turkey citizenship?
If an issue is found:
Your application may be rejected
Government fees may not be refunded
Property may need to be sold or transferred
That’s why proper preparation with a trusted lawyer is critical.
Background check requirements for Turkey CBI
Citizenship by investment background investigation Turkey
The government investigates:
Criminal history
Financial behavior
Sanction lists
Identity verification
Don’t worry—legitimate businesspeople with clear records have nothing to fear.
Red flags in Turkish CBI due diligence
Applications may be at risk if:
Funds cannot be traced
Applicant has hidden political exposure
There is past visa refusal due to security reasons
There are links to suspicious companies or individuals
While rare, these issues are avoidable with transparent documentation.
Do I need to learn Turkish for citizenship by investment?
Many investors are pleasantly surprised by the answer.
Turkish language test for citizenship
There is no Turkish language test required for the investment route.
You are not required to speak Turkish to gain citizenship by investment.
Exception
Language knowledge is only required for naturalization through long-term residency, not for the citizenship by investment program.
Health insurance requirement Turkish citizenship application
Before becoming a citizen, investors obtain a short-term residence permit, and health insurance is part of that process.
Health insurance for Turkish citizenship application
You can use:
Local health insurance from Turkey
International insurance that meets Turkish regulations
International health insurance Turkey CBI
Investors who travel frequently often choose global medical coverage, which works perfectly for the program.
Power of attorney for Turkish citizenship process
This option makes the entire journey easier, especially if you prefer not to travel to Turkey multiple times.
Authorize representative Turkey CBI
With a valid POA, your lawyer can:
Open a bank account
Sign property purchase documents
Prepare and submit your application
Represent you at legal appointments
It saves time, simplifies procedures, and avoids unnecessary travel.
POA requirements
To make a Power of Attorney valid:
It must be notarized
Translated into Turkish
Apostilled in the applicant’s country
Your citizenship lawyer will organize every step for you.
Secure Your Citizenship With Expert Legal Due Diligence
Turkey’s investment citizenship requires precise documentation, clean source of funds, and a successful background check. At Kurucuk & Associates, Istanbul, our specialized CBI lawyers manage your entire application—from tax ID and property purchase to due diligence compliance and passport issuance.
Start your Turkish citizenship process confidently with a trusted legal team.
Contact Kurucuk & Associates today for a private consultation.
